.terms-page{background:#f8fafc;min-height:100vh}.terms-hero{text-align:center;color:#fff;background:linear-gradient(135deg,#667eea 0%,#764ba2 100%);padding:120px 20px 80px}.hero-icon{opacity:.9;margin-bottom:1rem}.terms-hero h1{margin-bottom:1rem;font-size:3rem;font-weight:700}.hero-subtitle{opacity:.95;font-size:1.1rem}.container{max-width:1200px;margin:0 auto;padding:0 20px}.terms-notice{background:#fff;padding:40px 20px}.notice-card{background:#fef3c7;border:2px solid #fbbf24;border-radius:12px;align-items:flex-start;gap:1.5rem;padding:2rem;display:flex}.notice-icon{color:#f59e0b;flex-shrink:0}.notice-content h3{color:#92400e;margin-bottom:.5rem;font-size:1.25rem}.notice-content p{color:#78350f;line-height:1.6}.terms-content{background:#f8fafc;padding:60px 20px 80px}.terms-wrapper{grid-template-columns:280px 1fr;gap:3rem;display:grid}.terms-toc{background:#fff;border:1px solid #e2e8f0;border-radius:12px;height:fit-content;padding:2rem;position:sticky;top:20px}.terms-toc h3{color:#64748b;text-transform:uppercase;letter-spacing:.05em;margin-bottom:1.5rem;font-size:1rem;font-weight:600}.terms-toc nav{flex-direction:column;gap:.75rem;display:flex}.toc-link{color:#64748b;border-left:3px solid #0000;padding:.5rem 0 .5rem 1rem;font-size:.9rem;text-decoration:none;transition:all .3s}.toc-link:hover{color:#667eea;background:#f8fafc;border-left-color:#667eea}.terms-main{background:#fff;border-radius:12px;padding:3rem}.terms-section{margin-bottom:3rem;scroll-margin-top:20px}.terms-section h2{color:#1e293b;border-bottom:2px solid #e2e8f0;margin-bottom:1.5rem;padding-bottom:.75rem;font-size:1.5rem}.section-content{color:#475569;line-height:1.8}.section-content p{margin-bottom:1rem}.section-content p:last-child{margin-bottom:0}.compliance-section{background:#fff;border-top:1px solid #e2e8f0;padding:80px 20px}.compliance-section h2{color:#1e293b;text-align:center;margin-bottom:3rem;font-size:2rem}.compliance-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:2rem;max-width:900px;margin:0 auto;display:grid}.compliance-badge{text-align:center;background:#f8fafc;border-radius:12px;padding:2rem;transition:all .3s}.compliance-badge:hover{background:#fff;transform:translateY(-5px);box-shadow:0 10px 25px #0000001a}.compliance-badge svg{color:#667eea;margin-bottom:1rem}.compliance-badge h4{color:#1e293b;margin-bottom:.5rem;font-size:1.1rem}.compliance-badge p{color:#64748b;font-size:.9rem}.terms-cta{text-align:center;color:#fff;background:linear-gradient(135deg,#667eea 0%,#764ba2 100%);padding:80px 20px}.cta-content svg{opacity:.9;margin-bottom:1.5rem}.cta-content h2{margin-bottom:1rem;font-size:2rem}.cta-content p{opacity:.95;margin-bottom:2rem;font-size:1.1rem}.cta-button{color:#667eea;cursor:pointer;background:#fff;border:none;border-radius:8px;align-items:center;gap:.5rem;padding:1rem 2rem;font-size:1rem;font-weight:600;transition:all .3s;display:inline-flex}.cta-button:hover{transform:translateY(-2px);box-shadow:0 10px 25px #0003}@media (max-width:1024px){.terms-wrapper{grid-template-columns:1fr}.terms-toc{margin-bottom:2rem;position:static}}@media (max-width:768px){.terms-hero h1{font-size:2rem}.terms-main{padding:2rem 1.5rem}.notice-card{flex-direction:column}}